| If you are making "more than enough to support this kind of payment", then you should be able to pay off your current $700/month loan WAY faster than early spring. You then should be able to save up enough, on your "more than enough..." pay to pay for your mods outright. Just because "a lot of people out there make car payments" doesn't mean it's smart to take out loans to mod cars. I consider the bare minumum =$333.33 per month into an ira
 $1,250 per month into a 401k
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 $1,583.33 per month
 What do you consider "decent"? My suggestion:
 Park the Z. Don't mod the jeep.
 Save up till you can pay cash for any mods, then as the time approaches, decide how far you want to go with it.
 Looking at a monthly payment just hides how much mods really cost.  Besides, you never mentioned a loan length, or the interest rate.  That sounds like the normal car salesman scam, to get someone to buy more car than they can afford. Good luck to you. 
 ummmmm..can we just post about cars? (n/m) - College Boy 08:55:03 04/28/05 
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